CRA Loan Officer
Posted on: May 15, 2022
DescriptionAs an employee of Citizens Bank, you become a part of
an organization committed to serving customers, colleagues and
communities in which we do business. Citizens Bank is an
established and successful financial services company with a branch
presence in 12 states and the ability to conduct business globally.
We are committed to offering comprehensive and competitive
benefits, encouraging our colleagues to develop and grow their
careers, and providing a fiscally sound and stable work environment
while delivering to our customers.
Citizens Bank is honored to be a top Lender in the Mortgage sector
and is focused on growing our market share in the states we
currently operate. We are currently hiring talented Mortgage Loan
Officers who proactively identify, develop and maintain a quality
network of business relationships that serves as a source of
referrals for new mortgage lending opportunities. External
relationships are the cornerstone of generating new business and
may consist of realtors, builders, professional and personal
contacts. Our Loan Officers are encouraged to participate in
business related development opportunities, community efforts to
promote home ownership and professional organizations. You will be
responsible for interviewing new and existing customers to
determine their loan needs and advising those customers of
appropriate products, terms, and pricing, while gather any
additional required information. It will be necessary to generate
complete mortgage applications, ensuring appropriate procedures and
policies are followed, while meeting sales goals and
Additional responsibilities will include:
- Close and Fund minimum 3 CRA loans per month.
- Maintain 60% of your overall business as CRA eligible
- Create and maintain active involvement in organizations serving
the LMI community in you r designated market (committee or board
- Activate community second programs ensuring the necessary
documentation is submitted to secondary for approval.
- Conduct 6 homebuyer seminars per year
- Work closely with the Community Development Market manager in
your market to participate in CRA related events (Housing Fairs,
etc) - Be the leader in CRA originations and serve as the CRA
product expert in your market.
- Volunteer to be on a Board or committee of a not for
profit.Participate in mortgage lunch and learns twice a year.
- Schedule on call days with Community Development Market
managers (CDMMs) twice a year.
- Work with Low and Moderate income branches in their MSA to
educate on CRA mortgage products to generate referrals.
- BA/BS degree or equivalent experience in residential mortgage
- Three plus years of retail residential mortgage sales
- Documented residential mortgage loan volume in the past 12
months of $12 million (minimum)
- Established relationships with local referral networks
- Ability to communicate clearly and effectively, both verbally
and in writing, across a variety of audiences
- Strong computer skills and experience utilizing laptop
- Successful candidate must meet and comply with all requirements
set forth in the SAFE Act, including, but not limited to successful
completion of the required background checks and obtaining a Unique
Identifier from the NMLRS.
Hours & Work ScheduleHours per Week: 40Work Schedule: Monday
Why Work for UsAt Citizens, you'll find a customer-centric culture
built around helping our customers and giving back to our local
communities. When you join our team, you are part of a supportive
and collaborative workforce, with access to training and tools to
accelerate your potential and maximize your career growth.Equal
Employment OpportunityCitizens, its parent, subsidiaries, and
related companies provide equal employment and advancement
opportunities to all colleagues and applicants for employment
without regard to age, ancestry, color, citizenship, physical or
mental disability or perceived disability, ethnicity, gender,
gender identity or expression, genetic information, genetic
characteristic, marital or domestic partner status, victim of
domestic violence, family status/parenthood, medical condition,
military or veteran status, national origin,
pregnancy/childbirth/lactation, colleague's or a dependent's
reproductive health decision making, race, religion, sex, sexual
orientation, or any other category protected by federal, state
and/or local laws.Equal Employment and Opportunity
Employer/Disabled/VeteranCitizens is a brand name of Citizens Bank,
N.A. and each of its respective affiliates.
Keywords: Citizens, Cranston , CRA Loan Officer, Other , Cranston, Rhode Island
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